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Wells Fargo Counsel 4-Consumer Lending-FCRA in Des Moines, Iowa

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Legal - Our vision is to advance the company's strategy, support its transformation, and effectively manage risk through a team known for collaboration, sound judgment, and proactive advice.

We support our vision with four strategic pillars: Integrated Business Advice, Risk Management, Talent & Leadership Development, and Operational Excellence. #LegalDeptJobs

Wells Fargo is seeking a senior level attorney for a position supporting our consumer credit and deposit bureau-related functions and reporting activities across our consumer lending products. The individual selected will join a growing team of legal professionals on a Consumer Lending enterprise-wide team playing a critical role in improving our customer experiences and managing risk and overseeing Fair Credit Reporting Act (FCRA) data usage across the company.

The Role. We are seeking a senior attorney to join the team of attorneys supporting our consumer lending business. This attorney will provide legal counsel on all aspects of credit reporting. The position will report to the Managing Counsel overseeing day-to-day legal affairs with respect to the Consumer Lending and Consumer Banking business.

The role can be located in Dallas\Fort Worth, TX, Charlotte, NC, Des Moines, IA or Minneapolis, MN.

Major Responsibilities:

  • Provide key, senior legal support to Consumer Lending Shared Services Leaders in the Deposit & Credit Bureau Management Office.

  • Provide substantive and practical legal advice on the application of a variety of laws and regulations, including the Fair Credit Reporting Act, Regulation V and state credit reporting provisions.

  • Foster an environment that ensures strong communication and cooperation across the business, Compliance, Risk and Audit to facilitate transparency, balance and credible challenge.

  • Sustain a strong risk culture that identifies and provides oversight and escalation of existing and emerging compliance and/or risk issues across business groups, legal entities, geographies, and jurisdictions; and ensure that escalated risk issues receive appropriate senior management attention.

  • Identify and analyze complex legal issues arising out of strategic initiatives as well as develop conclusions and recommend solutions while working directly with business partners.

  • Create a culture of excellence by proactively attracting, retaining and developing a team of talented and diverse legal professionals to support the Wells Fargo Consumer Lending business.

Required Qualifications

  • 8+ years of experience as a practicing attorney; or 6+ years of experience as a practicing attorney and 2+ years of legal-related experience in one or a combination of the following areas: risk, compliance, contracts, government, regulatory, financial services, or technology

  • Active State Bar membership

Desired Qualifications

  • Ability to analyze legal and regulatory issues in area of practice and provide effective advice to clients on complex legal matters

  • Extensive experience conducting research and providing counsel and guidance regarding complex legal issues

  • Strong attention to detail and accuracy skills

  • Excellent verbal, written, and interpersonal communication skills

  • Ability to effectively organize and prioritize work while handling multiple matters

  • Ability to work effectively in a complex environment with a high degree of collaboration

  • Effective in building partnerships, functioning well with project teams, and working for the success of the team

Other Desired Qualifications

  • Experience with the application of federal and state credit reporting laws and regulations, including FCRA and Reg V.

  • Proven ability to cultivate relationships and collaborate with multiple stakeholders and constituencies, including business leaders, legal, audit and multiple U.S. and non-U.S. regulators

  • Ethical integrity and proven ability to serve as a role model by reinforcing and demonstrating to your team members the core values and behavioral expectations contained in Wells Fargo's Vision, Values & Goals

  • Excellent verbal, written and interpersonal communication skills

  • Ability to make complex decisions and to think independently and provide credible challenge

  • Strong judgment, communication and leadership skills in guiding and influencing management, including senior management

  • Project management experience

  • Experience working with business personnel, legal subject matter experts and litigation and regulatory counsel to resolve escalated matters

  • Experience counseling business and compliance personnel concerning legal risk issues and planning and executing remediation activities

Job Expectations

  • Ability to travel up to 10% of the time

Street Address

NC-Charlotte: 301 S College St - Charlotte, NC

MN-Minneapolis: 90 S 7th St - Minneapolis, MN

IA-Des Moines: 800 Walnut St - Des Moines, IA

TX-Irving: 5000 Riverside Drive - Irving, TX


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


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Company: Wells Fargo

Req Number: 5589749-4

Updated: 2021-07-30 00:23:15.181 UTC

Location: Des Moines,IA