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Wells Fargo Credit Analyst 2 in Des Moines, Iowa

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking; commercial real estate lending and servicing; investment banking; equity; and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.

Job entails:

1) entering and interpreting financial statement and collateral information in spreading and trending programs and analyzing the subsequent output for positive/negative trends and overall credit quality for complex loan facilities,

2) partnering with line of business management to determine loan facility assignments,

3) subject matter expertise with financial spreading software and applications,

4) assist in leading application and process updates, including, training,

5) creating, contributing to and reviewing portfolio level reports. The position interacts with relationship managers in the resolution of client financial reporting issues, in addition to, underwriting analysts, ABF Operations staff and WFPC senior management as it pertains to loan servicing and portfolio reporting roles.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Required Qualifications

  • 3+ years of credit analysis experience demonstrated through work or military experience

Desired Qualifications

  • Intermediate Microsoft Office skills

  • Good analytical skills with high attention to detail and accuracy

  • Excellent verbal, written, and interpersonal communication skills

Other Desired Qualifications

  • Bachelor’s degree in Accounting

  • Knowledge of Generally Accepted Accounting Principles (GAAP)

  • Strong analytical skills and financial statements knowledge

  • High Excel proficiency, including extensive knowledge of charting, data sorting, and high level formula functions.

  • Experience with MS Office (Outlook, Word, Excel,Powerpoint) and other software applications

  • Strong communication, organization, teamwork and attention to detail skills.

  • Must be able to multi-task and work independently and ethically under minimal supervision

Street Address

IA-Des Moines: 800 Walnut St - Des Moines, IA


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


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Company: Wells Fargo

Req Number: 5605013

Updated: 2021-10-27 00:32:44.648 UTC

Location: Des Moines,Iowa