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FARMERS STATE BANK Personal Banker in HIAWATHA, Iowa

Performs a full range of Retail banking services for individual customers, with emphasis on personal financial needs, consumer loan, deposit and fee-based services. Meets with customers to discuss needs and identify/recommend solutions to needs. Makes consumer loans within lending authority. Opens and closes accounts. Assists customers with account needs and provides customer service. Willingly travels to other locations, when needed.Primary Accountabilities and Responsibilities:Performs all activities related to the opening or closing of various types of time and demand deposit accounts, including certificates of deposit, NOW accounts, checking accounts and savings products. Ensures applicable regulations, disclosures, policies and procedures are followed and is trained on depository compliance regulations.Cross-sell and/or refer Bank products and services based on customer need to maximize customer relationship uncovered through the Financial Review process. Performs periodic follow up with customers for additional services and to ensure customer satisfaction.Takes credit applications for overdraft protection and consumer loans. Underwrite consumer loans, including HELOC.Provides quality, personalized service to ensure customer satisfaction and retention. Develops new client relationships from referrals and makes referrals to Investment Representatives, Commercial Bankers and Mortgage Bankers as appropriate.Ensures that applicable regulations, disclosures, policies and procedures are observed and credit quality is aligned with Loan Policy and credit quality guidelines. Is a trained consumer lender, including HELOC lending.Secondary Duties and Responsibilities:Open/grants access to safe deposit boxes. Verifies access authority against safe deposit contract for each request exercising prescribed controls. Checks booth or conference room after each use. Accepts and processes payments for new boxes, renewals, drilling fees and lost key fees. Maintains safe deposit information to manual and computer systems according to established procedures.Compliance with bank policies and procedures and federal and state laws/regulations.Performs other tasks, as may be assigned.Education, Experience and Other Requirements:High School Diploma or equivalentAdditional education preferred1 to 3 years retail banking experienceKnowledge of banking regulations, policies and proceduresEffective communication skillsExperience with Microsoft Office (Word, Excel, PowerPoint) preferredAttention to detailGood organizational skillsAbility to maintain confidentialityUnderstanding of regulatory complianceAbility to contribute in a team environment, ensuring that both individual and departmental goals are metFor more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.https://fsb.applicantlist.com/jobs/548073-165400.html

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