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OHNWARD BANCSHARES INC Full - Time Commercial/Private Banking Associate in MARION, Iowa

POSITION SUMMARYiThis position is responsible for preparing all loan request documents; and communicate findings, reports, and documents to loan lenders.i Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.i Provides administrative support.KEY ORGANIZATIONAL RELATIONSHIPSReports to President.Works closely with Commercial, other departments, vendors and services. DUTIES AND RESPONSIBILITIESEssential Duties and ResponsibilitiesTo perform this job successfully an individual must be able to perform each essential duty satisfactorily.i Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.iiProvides exceptional customer services.i Provides the day-to-day services, including, open checking and saving accounts, CDs, IRAs, HSAs; advances; paydowns; domestic and international wires, order and close debit cards, order real estate appraisals, etc. Prepare reports and keep records and lists up-to-date. Verify and examine information and accuracy of documents.Prepares commercial and consumer loan documents, credit reports, lien searches.i Prepares documentation on flood hazard determinations.i Assembles and compiles documents for loan closings, such as title abstracts, insurance forms, and loan forms.Coordinate and work with bankers monitoring including items such as overdrafts, past dues, non-sufficient funds, etc.Assist in research and preparation for business development calls.Assist with marketing to prospects and clients.Prepare and follow-up with loan documentation including coordination with title company, loan ops, insuranceManage loan files.i Properly administer loan documentation process pre- and post-closing Review approvals for consistency with loan documents to be signed by clients.Properly administer secretary of state fillings; recording documents and lien perfection requirementsExceptional organization abilities, including prioritization and scheduling management Develops positive relationships with all areas of the organization.i Performs other duties as assigned. SKILLS AND ABILITIESTo perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.Professional communication skills, both verbal and written. Ability to use a computer.Ability to use time efficiently and effectively. iCan doi attitude. EDUCATION AND EXPERIENCEAssociate Arts Degree; 2-4 yearsi experience and/or training; or equivalent combination of education and experience required.PHYSICAL DEMANDSiThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position.i Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the essential duties of this position, the employee is regularly required to stand, sit, walk, use hands and fingers to handle or feel and talk and hear.i The employee is occasionally required to climb or balance, and stoop.i The employee must frequently lift and/or move up to 10 pounds and rarely lift and/or move up to 25 pounds. WORK ENVIRONMENTThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this position.i Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.iWhile performing the essential duties of this position, the employee is regularly exposed to a general office environment and interaction with customers. iThe preceding position description has been designed to indicate the general nature and level of work performed by employees within this position.i It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this po

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