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Fidelity Bank & Trust Retail Loan Associate in Waverly, Iowa

Retail Loan Associate

Waverly, IA

Description

Summary/Objective

Provides service to customers and prospective customers seeking mortgage and consumer loans. Makes and services a variety of mortgage and consumer loans, secured and unsecured. Develops customer relationships, provides portfolio maintenance, and various customer services, as required.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Interviews applicants interested in obtaining mortgage and consumer loans.

  2. Underwrites mortgage and consumer loans.

  3. Within established lending limits or by committee approval, makes credit decision to approve or decline loans.

  4. Schedules and conducts loan closing.

  5. Services loans in portfolio to retain high loan quality level.

  6. Develops new business and expands existing relationships.

  7. Processes mortgage and consumer loans.

  8. Openly communicates to all departments within the bank to determine efficiencies and improvements.

  9. Assists with special project and tasks.

  10. Other duties as assigned.

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

Requirements

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

Position Type/Expected Hours of Work

This is a full-time position, and typical work hours and days are Monday through Friday, 7:30 a.m. to 5 p.m. Some flexibility in hours is allowed, but the employee should be available during the “core” work hours of 8:00 a.m. to 4:00 p.m. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank.

Travel

Some travel will be required for this position.

Required Education and Experience

  1. 2 or 4 year degree or equivalent experience.

Preferred Education and Experience

  1. Prior Lending Experience.

Additional Eligibility Qualifications

None required for this position.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer: Minorities, Women, Veterans, Disabilities

Please view Equal Opportunity Posters provided by OFCCP/DOLhere.

(https://www.dol.gov/agencies/ofccp/posters)

Fidelity Bank & Trust will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with Fidelity Bank & Trust's legal duty to furnish information.

If a reasonable accommodation is needed to complete the application process, please contact Human Resources at (563) 875-7157 and let us know how we can help.

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