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About this role:

Wells Fargo is seeking a Senior Lead Credit Risk Officer who will lead credit policy efforts for the development of new strategies and products for loss mitigation. Leader will participate in front line projects by representing Unsecured Default Credit Risk through credit related activities and credit policy, create and develop strategies to reduce losses. Be responsible partner for end-to-end management of new products from business case development, working with key stakeholders and implementation. Engage and influence stakeholders and internal partners associated with initiatives that cross multiple lines of business in scope with significant impact and determine appropriate strategy and actions of Credit Risk team to meet moderate to high-risk deliverables.

This individual will report directly to the Head of Collections Strategy.

In this role, you will:

• Successful candidates will possess credit policy experience, strong analytic capacity, excellent project management skills, a collaborative approach to issue resolution and excellent writing skills.

• Candidate must demonstrate a track record of end-to-end ownership of projects driving timely, thorough results. Successful candidate will have excellent technical writing and oral communication skills to write and present policies, presentations, and executive level communications.

• Position requires innovative thinking to challenge existing process and policy. Experience creating synergies with collaborative business partnerships to drive efficient results which support broader goal of simplifying policy and operations.

• Experience working on efforts related to regulatory issues and corrective actions is preferred.

• Act as an advisor to leadership to develop or influence credit risk policies and strategies.

• Lead large projects related to credit policy or strategy.

• Experience in unsecured lending credit/collateral policy, credit risk, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

• Excellent verbal and written communication skills and interpersonal communication skills.

• Proven leadership experience and skills.

Required Qualifications:

• 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• SAS, SQL, and/or Python/R programming experience

• End to end unsecured credit risk experience

• Experience owning and modifying credit risk strategies preferably default/collections

• Strong educational credentials with an MBA or Master's degree

• Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy

• Proven technical writing and communication skills

• Strong collaboration skills with demonstrated ability to successfully manage strategic initiatives with business partners

Posting Locations:

• 2200 Concord Pike - Wilmington, Delaware

• 401 S. Tryon Street - Charlotte, North Carolina

• 1445 Ross Ave - Dallas, Texas

• 600 Wells Fargo - Minneapolis, Minnesota

• 800 S. Jordan Creek Pkwy - West Des Moines, Iowa

Job Expectations:

• This position currently offers a hybrid work schedule

• Ability to work at one of the approved locations in the job posting

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$144,400.00 - $300,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

• Health benefits

• 401(k) Plan

• Paid time off

• Disability benefits

• Life insurance, critical illness insurance, and accident insurance

• Parental leave

• Critical caregiving leave

• Discounts and savings

• Commuter benefits

• Tuition reimbursement

• Scholarships for dependent children

• Adoption reimbursement

Posting End Date:

26 Nov 2024

* Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-408165